Associação Portuguesa de Bancos

The APB's object is to promote and perform all acts that may contribute to the technical, economic and social progress of its members' business activity and to the defence of their interests in relation to any public or private, Portuguese or foreign entities' initiatives with relevance for the Portuguese banking system.

APB's mandate encompasses:
- Represent and defend the interests of its members;
- Elaborate studies and opinions concerning the banking sector;
- Representing the sector in its relations with all national and international bodies.
- Collaborate with other national or foreign business associations;
- Designing and developing educational material for the general public in order to improve people's financial literacy.
- Proposing and defending changes or issuing standards that increase the sector's efficiency and perfect its instruments.
- Representing the sector in its relations with all national and international bodies.

Follow-up and monitoring of Banking and Finance legislative initiatives, namely (but not limited to) those related with:

Banking and Prudential Regulation
- Single Supervisory Mechanism
- Prudential Requirements on Banks’ Capital, Liquidity and Leverage (CRR/CRD IV);
- Crisis Management/ Recovery & Resolution (BRRD/SRMR)
- Depositors Protection (DGS Directive)
- Banking Structural Reform

Banking Conduct, Retail Financial Services and Consumer Protection Regulation
- Payment Accounts Directive
- Mortgage Credit Directive
- Consumer Credit Directive
- Single Market for Retail Financial Services
- Financial Education

Digital Banking
- Digital Single Market
- Data Protection Regulation
- European Data Economy
- Fintech
- Cybersecurity

Financial Markets
- MiFID 2/MiFIR
- PRIIPs
- Cross Selling
- Capital Markets Union
- ESAs Review
- EMIR
- UCITS
- Central Securities Depositories
- Indices and Benchmarks
- Money Market Funds
- Market Abuse
- Credit Rating Agencies
- Transparency Directive
- Target2-Securities (T2S)
- Collateral Management
- AIFMD
- Short-selling
- Prospectus
- Securitisation
- Covered Bonds
- European Secured Notes
- Long Term Investment Funds
- Crowdfunding
- Private Equity & Venture Capital
- Cryptoactives market

Business Finance
- The Investment Plan: European Fund for Strategic Investment (EFSI)
- Sustainable Finance
- EU funding programmes
- Long-term Financing
- Access to Finance for SMEs
- Export Credit Finance
- Feedback on Declined Credit Applications

Business Insolvency and Restructuring

Payment Services
- PSD2
- Interchange Fee Regulation
- Cross Border Payments and Currency Conversion Regulation
- Digital Euro

Anti-Money Laundering Regulation


Accounting, Reporting and Taxation
- IFRS 9
- Supervisory Reporting
- Taxation (FTT - Financial Transaction Tax; AEOI - Automatic Exchange of Information; CCCTB - Common Consolidated Corporate Tax Base)

Employment and Social Affairs

COVID-19 related initiatives that may have a direct or indirect impact on the banking system

http://www.apb.pt

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APB's President is not included in the number provided above.

Data not provided by Register Secretariat due to GDPR

Data not provided by Register Secretariat due to GDPR

Trade and business associations