Unión Nacional de Cooperativas de Crédito

Como asociación más representativa del sector de las cooperativas de crédito en España, nuestra misión principal es la defensa y promoción de los intereses de las sociedades cooperativas de crédito y sus valores. Como objetivo principal, se encuentra la defensa y difusión del modelo del cooperativismo de crédito ante reguladores (nacionales y comunitarios) y ante la sociedad en su conjunto.

Así, la Unacc actúa como interlocutor entre sus cooperativas asociadas y el resto de actores sociales, políticos y económicos en los distintos niveles local, nacional y comunitario, a través de dos actividades fundamentales: la representación institucional de sus intereses y el seguimiento y análisis del marco regulatorio.

Regulación bancaria e iniciativas de la Comisión que afectan a la actividad financiera, de crédito y cooperativa.

En concreto, se destacan algunos de los más relevantes:
•Directive 2013/36/EU of the European Parliament and of the Council, of 26 June 2013, on access to the activity of credit institutions and the prudential supervision of credit institutions and investment firms, amending Directive 2002/87/EC and repealing Directives 2006/48/EC and 2006/49/EC (CRD IV)
•Regulation (EU) Nº 575/2013 of the European Parliament and of the Council of 26 June 2013 on prudential requirements for credit institutions and investment firms and amending Regulation (EU) No 648/2012 (CRR)
•Directive 2014/49/EU of the European Parliament and of the Council of 16 April 2014 on deposit guarantee schemes (DGSD)
•Directive 2014/59/EU of the European Parliament and of the Council of 15 May 2014 establishing a framework for the recovery and resolution of credit institutions and investment firms (BRRD)
•Directive 2014/65/EU of the European Parliament and of the Council, of 15 May 2014, on markets in financial instruments and amending Directive 2002/92/EC and Directive 2011/61/EU (MiFID II)
•Directive 2014/91/EU of the European Parliament and of the Council of 23 July 2014 amending Directive 2009/65/EC on the coordination of laws, regulations and administrative provisions relating to undertakings for collective investment in transferable securities (UCITS) as regards depositary functions, remuneration policies and sanctions
•Directive (EU) 2015/849 of the European parliament and of the council of 20 May 2015 on the prevention of the use of the financial system for the purposes of money laundering or terrorist financing
•Directive (EU) 2015/2366 of the European Parliament and of the Council of 25 November 2015 on payment services in the internal market (PSD2)
•Green Paper on retail financial services
•Green Paper: Building a Capital Markets Union
•Regulation (EU) Nº 600/2014 of the European Parliament and of the Council, of 15 May 2014, on markets in financial instruments and amending Regulation (EU) Nº 648/2012
•Regulation (EU) No 1286/2014 of the European Parliament and of the Council, of 26 November 2014 on key information documents for packaged retail and insurance-based investment products (PRIIPs)
•Draft Regulation of the European Central Bank on the collection of granular credit and credit risk data (Anacredit)

http://www.unacc.com/

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