Electronic Money Association

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Registration as it was on 24 Apr 2023
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Lobbying Costs

1,250,000€ - 1,499,999€

Financial year: Oct 2021 - Sep 2022

Lobbyists (Full time equivalent)

3.5 Fte (12)

Lobbyists with EP accreditation


High-level Commission meetings


Lobbying Costs over the years

  • Info

    Electronic Money Association   (EMA)

    EU Transparency Register

    84308599569-14 First registered on 08 Sep 2012

    Goals / Remit

    The Electronic Money Association (EMA) is the European trade body for electronic money issuers and payment institutions. Members include payments companies, the telecommunications and transport sectors and specialist e-money issuers, third party payment providers, and cryptoasset service providers. The EMA is the industry’s voice in dealing with regulators, government bodies and international organisations. It is a forum for education, responding to regulatory proposals and establishing industry guidelines.

    Main EU files targeted

    EU Payment Services Directive(s) and any related EU regulation, CBPRII, IFR, SFD, DGSD
    Anti-Money Laundering Directive(s) and any related EU regulation on counter-terrorist financing, for example
    Electronic Money Directive(s)
    European Payments Council (EPC)
    Euro Retail Payments Board (ERPB)
    EC Strategy/initiative on cryptocurrencies (MICA)
    EC Fintech agenda, including Data Act, and Open Finance
    EC Strategy on Digital Operational Resilience & NIS Directive
    EiDAS Regulation
    ECB PISA Framework
    Russia sanctions


    Head Office
    The Crescent, 5
    London KT6 4BN
    EU Office
    The Crescent, 5
    London KT6 4BN


  • People

    Total lobbyists declared


    Employment timeLobbyists

    Lobbyists (Full time equivalent)


    Lobbyists with EP accreditation

    All Lobbyists with EP accreditation over time

    0 accreditations were / are live (in bold) for the selected state of 14 Apr 2024

    Name Start date End Date
    Ms Judith CROWFORD 19 Jul 2016 15 Jul 2017
    Ms Martina Grillitsch 30 Sep 2016 23 Sep 2017
    Mr Philip Robinson 22 Aug 2016 02 Aug 2017
    Mr Thaer Sabri 19 Jul 2016 15 Jul 2017
    Ms Judith Crawford 19 Jul 2016 01 Nov 2016
    Ms Johanna Jacques 09 Oct 2013 08 Oct 2014
    Mr Philip Robinson 19 Sep 2013 17 Sep 2014
    Mr Thaer Sabri 19 Sep 2013 17 Sep 2014

    Complementary Information

    None declared

    Person in charge of EU relations

    Data not provided by Register Secretariat due to GDPR

    Person with legal responsibility

    Data not provided by Register Secretariat due to GDPR

  • Categories


    Trade and business associations

  • Networking


    - Joint Money Laundering Steering Group (JMLSG)
    - European Commission Payment Systems Market Expert Group (PSMEG)
    - EBA Banking Stakeholder Group
    - European Payments Council (EPC)
    - European Retail Payments Board (ERPB)
    - European Forum for Innovation

    Member organisations

    None declared

  • Financial Data

    Interests represented

    Promotes their own interests or the collective interests of their members

    Closed financial year

    Oct 2021 - Sep 2022

    Lobbying costs for closed financial year

    1,250,000€ - 1,499,999€

    Major contributions in closed year

    None declared

    Intermediaries for closed year

    None declared

    Intermediaries for current year

    None declared

    Closed year Costs

    1,250,000€ - 1,499,999€

    Other financial info

    Membership fees are charged at a flat rate per firm, and are collected only to cover the costs of the activities of the association.

    The high costs of activities covered by the register is based on staff costs and is an estimate at about half of total costs for running the association.

  • EU Structures

    Groups (European Commission)

    Payment Systems Market Expert Group#E02287#CRAWFORD Judith#https://ec.europa.eu/transparency/expert-groups-register/screen/expert-groups/consult?lang=en&groupID=2287 #Member #B#Finance, Industry, SMEs

    Groups (European Parliament)

    European Retail Payments Board

    Communication activities

    EMA Annual Conference in Brussels
    Ongoing direct representations to EU institutions (EP, EC, Council)

    Other activities

    - Review of the Payment Services Directive
    - Review of the Electronic Money Directive
    - Review of the Money Laundering Directive
    - Review of IFR, CBPRII
    - EC initiatives on e-commerce
    - SEPA
    - IT security, digital operational resilience, cyber risk, NIS Directive
    - Data protection
    - Consumer law
    - Financial services law
    - Cryptocurrency regulatory initiatives

  • Meetings


    2 meetings found. Download meetings

    The list below only covers meetings held since November 2014 with commissioners, their cabinet members or directors-general at the European Commission; other lobby meetings with lower-level staff may have taken place, but the European Commission doesn't proactively publish information about these meetings. For more information about which commissioner is responsible for which portfolio, check out this link: https://commissioners.ec.europa.eu/index_en All information below comes from European Commission web pages.

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