Overview
Lobbying Costs
37,500€
Financial year: Jan 2018 - Dec 2018
Lobbyists (Full time equivalent)
0.5 Fte (2)
Lobbyists with EP accreditation
0
High-level Commission meetings
0
Lobbying Costs over the years
-
Info
4finance Group
EU Transparency Register
722373734443-59 First registered on 04 Apr 2019
Goals / Remit
Established in 2008, 4finance is one of Europe’s largest digital consumer lending groups with operations in 14 countries. Leveraging a high degree of automation and data-driven insights across all aspects of the business, 4finance has grown rapidly, issuing over €6 billion since inception in single payment loans, instalment loans and lines of credit. 4finance operates a portfolio of market leading brands, through which, as a responsible lender, the firm offers simple, convenient and transparent products to millions of customers who are typically underserved by conventional providers. 4finance has group offices in Riga (Latvia), London (UK) and Miami (USA), and currently operates in 12 countries in Europe plus Argentina and Mexico. The Group also offers deposits, in addition to consumer and SME loans through its TBI Bank subsidiary, an EU licensed institution with operations in Bulgaria and Romania.
Main EU files targeted
The Consumer Credit Directive. As a business we have operated since the the 2008 Directive was launched. We have experience of over a dozen European markets and how the CCD has been implemented locally.
Address
Head Office
Lielirbes iela 17a-8
Riga LV-1046
LATVIA -
People
Total lobbyists declared
2
Employment time Lobbyists 25% 2 Lobbyists (Full time equivalent)
0.5
Lobbyists with EP accreditation
No lobbyists with EP accreditations
Complementary Information
Our local operations are sometimes active at the national level, through trade associations.
Person in charge of EU relations
Data not provided by Register Secretariat due to GDPR
Person with legal responsibility
Data not provided by Register Secretariat due to GDPR
-
Categories
Category
II - In-house lobbyists and trade/business/professional associations
Subcategory
Companies & groups
-
Networking
Affiliation
None at the European level.
Member organisations
None declared
-
Financial Data
Closed financial year
Jan 2018 - Dec 2018
Lobbying costs for closed financial year
37,500€
Other financial info
None declared
-
EU Structures
Groups (European Commission)
none
Groups (European Parliament)
None
Communication activities
Responding to the CCD evaluation process, to share views on its current form and how it might evolve to better reflect the changes in the market and citizens' expectations.
Other activities
We have engaged with the EC through its mission to Latvia, via lafpa.lv.
We have also engaged through the Latvian, Czech, Spanish and Polish industry associations at the EC Consumer Summit in January.- Meetings
Meetings
None declared
- Meetings